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YourTuition Scholarship & Grant Search

Do you need help paying for your college tuition and other expenses? Student loans can help you pay for college through low-interest loans that can usually be deferred until after you graduate and begin working. YourTuition can help you search numerous student loans and find the student loan that is right for your circumstances. Most student loans fall into the following categories:

  • Federal Perkins Loan
  • Direct Stafford Loan
  • Direct PLUS Loan for Parents
  • Direct PLUS Loan for Graduate and Professional Degree Students

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Federal Perkins Loan

A Federal Perkins Loan is a low-interest government loan made through a school's financial aid office. A Federal Perkins Loan is available to both undergraduate and graduate students who demonstrate financial need. Although the Federal Perkins Loan is made with government funds, you must repay this loan to your school. You do not have to begin repaying a Federal Perkins Loan until nine months after you graduate unless you leave school or drop below half-time enrollment.

Direct Stafford Loan

A Direct Stafford Loan is a low-interest government loan made by the U.S. Department of Education. You are eligible to receive a Direct Stafford Loan if you attend a four-year college or university, community college, trade school, career school, or technical school. A Direct Stafford Loan can be either subsidized or unsubsidized. A Subsidized Direct Stafford Loan is based upon your financial need and no interest accrues while you are still in school. An Unsubsidized Direct Stafford Loan is not based upon need but you will accrue interest while you are still in school.

Direct PLUS Loan for Parents

A Direct PLUS Loan for Parents is a loan made directly to parents to help pay their child's education expenses. The loan must be used for educational expenses, and loans are approved based upon a parent's creditworthiness and ability to repay the loan.

Direct PLUS Loans for Graduate and Professional Degree Students

A Direct PLUS Loan for Graduate and Professional Degree Students is a loan made directly to graduate and professional degree students for educational expenses. Loans are approved based upon the student's creditworthiness and ability to repay the loan.

So take a moment now and search YourTuition for the right student loan to pay for your college tuition and other educational expenses.